Stop worrying about retirement.
Start enjoying it.
We help Australians 50+ build a clear, personalised retirement plan. No call centres, no jargon, no cookie-cutter advice. Just real advisers who answer your texts.
“Working with Scott has been nothing short of wonderful. He’s a great financial planner and our portfolio has grown.”
Three steps to a retirement plan you'll actually trust.
Take the quiz
Answer a few questions about your situation. We’ll show you where you stand and what’s possible. Takes 60 seconds, no commitment.
Have a chat
Book a free 15-minute call with Jordan. A quick, friendly call to understand your situation and what you’re hoping to get out of it. Jordan matches you with either Phil or Scott based on personality and your situation.
Get your plan
We build a personalised strategy covering super, investments, tax, and income. You’ll have a clear picture of when you could retire and what it will take to get there.
Tailored advice for every part of your financial future.
Retirement Planning
Strategic modelling to show you exactly when you can retire, how much income you’ll have, and how to get there.
Superannuation
Contribution strategies, fund selection, and tax optimisation to make sure your super is working as hard as you are.
Self-Managed Super (SMSF)
Setup, investment strategy, compliance, and ongoing management for your SMSF.
Pension & Centrelink
Insurance and Protection
Life, TPD, income protection, and trauma cover reviewed in the context of your full financial picture.
Not sure where to start?
Book a free 15-minute call and we’ll help you figure out what’s most important to focus on first.
Stay connected to your wealth, 24/7.
Every Wealthlab client gets secure access to a personalised portal. See your portfolio, track your progress, and message us directly. No waiting on hold.
Real-time portfolio tracking
See your super and investment balances, performance history, and asset allocation in one place.
Message your adviser directly
Got a question? Send it through the portal and get a real answer from your adviser. Not a chatbot.
Bank-level security
256-bit encryption, multi-factor authentication, and Australian-hosted data. Your information stays safe.
Free retirement education that doesn't put you to sleep.
Join Scott and Phil for plain-English retirement education, real case studies, and strategies you can actually use. Listened to by thousands of Australians every month.
The Psychology of Money
When Super Fund Advice Can Cost You the Age Pension
How the Age Pension Really Works (Case Studies)
4.9 out of 5 from 500+ families.
Real reviews from real Australians. Verified on Google.
“Wealthlab was a breath of fresh air. Their personalised strategies for retirement planning suited my situation perfectly, and the ongoing support has been top-notch.”
“Finally found advisors who actually listen. Phil and the crew explained my super options clearly and without any hard sell. Feeling much more confident now.”
“I highly recommend the team at Wealthlab. Jordan and Daniel are both wonderful human beings, honest, highly professional, and super informative.”
Straight answers to the things people actually ask.
If your question isn’t here, book a free chat and we’ll answer it directly.
How much does financial advice cost?
Our fees depend on the complexity of your situation. A typical retirement plan starts from around $5,500 upfront, with ongoing advice from $280 per month. We’ll always quote you a fixed fee before we start, so there are no surprises. The initial chat is completely free.
Do I need a minimum amount to get started?
There’s no hard minimum, but our advice tends to deliver the most value for people with $200K+ in super or investments. If you’re not sure, take the retirement quiz or book a free chat. We’ll be honest about whether we can genuinely help your situation.
How is Wealthlab different from my super fund's advice?
Super fund advisers can generally only advise on products within their own fund. We look at your entire financial picture: super, investments, tax, Centrelink, insurance, and estate planning. We’re not tied to any product, so our recommendations are built around what’s right for you, not what keeps you in one fund.
Is online financial advice safe?
Yes. We hold the same Australian Financial Services Licence as any face-to-face firm. Our advisers are registered on ASIC’s Financial Advisers Register, which you can verify anytime on MoneySmart.gov.au. All client data is encrypted and hosted in Australia.
What happens in the first meeting?
Your first call is a relaxed 15-minute chat with Jordan, our client liaison. She’ll ask about your situation, your goals, and what’s on your mind. If we’re a good fit, she’ll match you with either Scott or Phil for a deeper strategy session. No pressure, no obligation.
Can I talk to a real person before committing?
Absolutely. That’s what the free 15-minute call is for. You’ll speak with a real person on our team. No sales pitch, no automated funnel. If it doesn’t feel right, you simply don’t proceed. We’d rather you walk away comfortable than sign up uncertain.
Find out where you stand in 60 seconds.
Take the retirement quiz. No commitment. Just a clear snapshot of your position and what’s possible.