Legal Documentation
Financial Services Guide
Important information about our financial services, adviser qualifications, and how we operate under Australian Financial Services legislation
Our Financial Services Guide Part 1 & 2 Version: DEA2.1 (17.09.26)
Adviser Profile Version: 2.1 (17.09.26)
Issued to: Scott Jackson, Phillip Sproule, and Daniel McMaster
- What is a Financial Services Guide (FSG)?
- About us
- What kinds of financial services we are authorised to provide
- The process we follow to provide financial services
- How we and our representatives are remunerated
- Any associations or relationships that might influence our services
- How we collect, use and disclose your information
- Our complaints handling procedures
- External dispute resolution procedures
- Australian Financial Services Licensee
MiPlan Advisory Pty Ltd
ABN: 70 600 370 438
AFSL No: 485478
Head Office:
Suite 701, 24 Montgomery Street, Kogarah NSW 2217
Phone: 02 8007 5552
- Corporate Authorised Representative
Wealthlabplus Pty Ltd
Contact Details:
- Corporate Authorised Representative
Wealthlabplus Pty Ltd
Trading as Wealthlab ABN: 29 678 976 424 Corporate Authorised Representative No: 001311287 of MiPlan Advisory Pty Ltd
Contact Details:
Jack Sprout Investment Management Pty Ltd
ATF The Trustee for Sproule & Jackson Investment Unit Trust ABN: 97 823 350 599 Corporate Authorised Representative No: 001318464 of MiPlan Advisory Pty Ltd
- Your Authorised Representatives
Scott Jackson
Senior Financial Adviser
Authorised Representative No: 000425977
of Wealthlabplus Pty Ltd and Jack Sprout Investment Management Pty Ltd, Corporate Authorised Representatives of MiPlan Advisory Pty Ltd
Phil Sproule
Senior Financial Adviser
Authorised Representative No: 001001459
of Wealthlabplus Pty Ltd and Jack Sprout Investment Management Pty Ltd, Corporate Authorised Representatives of MiPlan Advisory Pty Ltd
Daniel McMaster
Financial Adviser
Authorised Representative No: 001316734
of Wealthlabplus Pty Ltd and Jack Sprout Investment Management Pty Ltd, Corporate Authorised Representatives of MiPlan Advisory Pty Ltd
- Financial Services We're Authorised to Provide
MiPlan Advisory is authorised to provide product advice on and to deal in the following strategies and classes of products:
Financial Planning Strategies:
- Strategic Financial Planning
- Superannuation and SMSF
- Retirement planning
- Portfolio Management
- Managed investments
- Securities (direct shares)
- Margin lending
- Personal risk insurance
Financial Product Classes
- Deposit and payment products limited to basic deposit products and deposit products other than basic deposit products
- Debentures, stocks, or bonds issued or proposed to be issued by a government
- Life Products including Investment Life Insurance Products, and Life Risk Insurance Products
- Interests in managed investment schemes (including Investor directed portfolio services)
- Retirement savings accounts (RSA) products
- Securities
- Superannuation
- Important Notice: Not Independent
MiPlan Advisory receives commissions from life insurance products. As such we are not able to refer to ourselves as independent, impartial or unbiased.
The Process We Follow
Your adviser acts as an Authorised Representative of MiPlan Advisory when providing personal advice to you, and MiPlan Advisory is responsible for the financial services provided. Your adviser is under an obligation to act in your best interests in relation to any personal advice provided to you, known as the best interest duty.
Documents You May Receive:
Statement of Advice (SoA) or Record of Advice (RoA):
Before providing personal advice, we collect information about you and provide a detailed statement setting out our advice and the basis upon which it is given.
Product Disclosure Statement (PDS):
If a particular financial product is recommended, you must be provided with a PDS containing information about benefits, risks and features.
Ongoing Fee Arrangement (OFA):
If you enter into an Ongoing Fee Arrangement with your adviser for a period greater than 12 months, an OFA document will be issued to you every 12 months. It sets out the fees to be charged and the services to be provided for the coming year, and seeks your consent to renew our ongoing services. Where we charge advice fees from a superannuation or investment account, we will also seek your consent to deduct fees from that account.
Approved Product List (APL):
MiPlan Advisory maintains an approved products and services list drawn from Australian and international providers, and reviews it periodically to ensure products remain competitive with similar products addressing similar client needs and objectives. Products are researched using external research houses as well as an in-house research team. Generally the products we recommend are on the APL, though where it is appropriate for your needs we may, subject to MiPlan Advisory approval, recommend other products. You can obtain a copy of the APL on request.
For your protection, you should never:
• Sign any blank forms or documents
• Appoint any financial adviser to act as your attorney or authorised signatory
• Nominate any financial adviser to receive your statements without you also receiving a copy
• Give your adviser unclear or misleading instructions or false information
Compliance Information
Our regulatory status and professional standards that ensure your financial advice meets the highest industry requirements.
Corporate Authorised Representative
Wealthlabplus Pty Ltd, Corporate Authorised Representative No. 001311287
AFS Licensee
MiPlan Advisory Pty Ltd (ABN 70 600 370 438, AFSL No. 485478)
Last Updated
Legal documents updated 17.09.26
Professional Standards
Compliant with ASIC regulations and industry best practices