Financial advice that doesn't put you to sleep.
A fun (hopefully) finance podacst listened to by thousands of Australians every month.
Your hosts
Start here.
Scott and Phil break down debt recycling in plain English, how it works, why it’s gaining popularity, and where it can go seriously wrong.
Browse the full catalogue.
50+ episodes covering retirement, super, investing, insurance, and Centrelink. New episodes every week.
Real topics. Real case studies. No jargon.
Every episode is designed for Australians 50+ who want straight answers about their money.
Retirement timing
When can you actually retire? How to model different scenarios and understand what the numbers mean for your lifestyle.
Super strategies
Contribution caps, salary sacrifice, fund selection, catch-up contributions, the stuff your super fund won’t tell you.
Age Pension & Centrelink
How the means test works, the 2-year rule, assets test thresholds, and structuring decisions worth thousands per year.
Downsizing & property
Selling your home in retirement, downsizer contributions, capital gains, and moving to the right (not wrong) place.
Investment & tax
Debt recycling, portfolio structure, tax-effective drawdown, and why playing it safe can actually cost you more.
Money psychology
Why we make the decisions we do, how fear drives bad financial choices, and building confidence in your plan.
Two advisers doing their best.
Scott and Phil are licensed financial planners with 12+ years of experience each. Discussing the world through the lens of their ideas.
Passion for economics. 12+ years advising. Runs the numbers, explains the why.
13+ years in the industry. Passionate about helping everyday mums and dads plan for retirement.
Ready to get your own plan?
The podcast gives you the knowledge. A 15-minute call gives you the personalised strategy. Book one, it’s free.