Retirement Planning Services in Australia
Secure Your Retirement with
Expert Financial Advice
We help busy professionals design personalised retirement strategies, so you can enjoy financial freedom and peace of mind in your golden years, without worrying about super, SMSFs, or rising living costs.
What Does Retirement Planning Really Look Like?
At Wealthlab, we help you create a personalised roadmap to retirement, one that reflects your values, lifestyle goals, and financial situation. From maximising your superannuation and understanding SMSFs to structuring your investments, we make sure every decision supports the future you envision.
But retirement isn’t just about the numbers, it’s about freedom, peace of mind, and knowing you’re prepared for life’s what-ifs. Our retirement planning services are designed to remove uncertainty and give you clarity and control, so you can focus on enjoying what matters most.
Comprehensive Retirement Solutions
Our retirement planning service covers every aspect of your financial future, ensuring nothing is left to chance.
Retirement Income Modelling
Detailed projections showing exactly how much income you'll have in retirement based on your current savings and future contributions.
Investment Strategy
Balanced portfolio management that grows your wealth while managing risk as you approach retirement.
Lifetime Support
We're committed to supporting you throughout your entire financial journey, not just a one-off consultation.
Risk Management
Insurance strategies to protect your retirement savings from unexpected life events and market volatility.
Benefits of Professional Retirement Planning
Why working with Wealthlab makes a difference to your retirement outcome.
- Clarity on how much you’ll need and when you can retire
- A personalised plan aligned with your lifestyle goals
- Strategies to maximise super and minimise tax
- Confidence in market ups and downs
- Peace of mind knowing you're not doing it alone
- Expert guidance through market changes
Frequently Asked Questions
Common questions about retirement planning and our services.
When should I start planning for retirement?
The best time to start planning for retirement is today, no matter your age. Starting early gives your superannuation and investments more time to grow through the power of compounding. But even if you’re in your 50s or approaching retirement, there are still valuable strategies we can implement to improve your future.
How much do I need to retire in Australia?
That depends on your lifestyle goals, age, and current financial position. As a general guide, most Australians aim to replace 60–80% of their pre-retirement income. We’ll work with you to model your specific retirement needs and help ensure you’re on track to meet them.
What if I haven’t saved enough for retirement?
You’re not alone, and it’s never too late to take action. We can help you put catch-up contributions in place, restructure your super, review investment options, and explore adjustments to your retirement age or lifestyle goals.
How often should I review my retirement plan?
We recommend reviewing your plan at least once a year to keep pace with changes in your circumstances, legislation, and the market. Major life events, like changing jobs, selling a property, receiving an inheritance, or a health diagnosis, may require a more immediate update.
Is superannuation enough to retire on?
For many Australians, super alone may not be enough, especially if you want a comfortable or early retirement. We can help you assess the gap and explore additional strategies such as investing outside super, salary sacrifice, or downsizing contributions.
What’s the difference between a financial planner and a retirement specialist?
A financial planner covers a broad range of financial needs, while a retirement specialist focuses specifically on planning the transition into retirement including income modelling, asset structuring, and tax-effective strategies. At Wealthlab, we combine both to offer holistic advice.
Can I still retire if the market is down?
Market volatility can affect your super and investments, but it doesn’t mean retirement is off the table. We’ll model different scenarios and adjust your strategy to ensure you can still retire with confidence even in uncertain times.
Join other Aussies planning for a stress-free retirement
Book a 15-minute chat to see if we’re a match for your retirement goals.