FAQ
Your frequently asked questions (FAQ)
Your free financial health check:
Areas we may help you with
- Personal insurance reviews. e.g Life , TPD, Income protection and Trauma (critical illness).
- Investment strategies to accellerate your wealth goals and strive for more.
- Investment planning advice for your industry super fund or closing your SMSF
- Debt reduction. Connections to an adviser network who can help.
When to not use Wealthlab ?
- Chasing high returns only. There’s no crystal balls here.
- Non-Australian Residents: WealthLab’s services are tailored for the Australian market, adhering to local regulations and financial environments.
- People who don’t want help and are happy to manage their investments and financial planning without any guidance.
Frequently Asked Questions
About Wealthlab
Q: What does WealthLab do?
A: At WealthLab, we’re your trusted partners in financial planning, specialising in superannuation and retirement strategies. We provide comprehensive financial advisory services tailored to your unique situation and goals. Our focus is on helping you maximise your super fund’s performance and secure a comfortable retirement.
Q: How can WealthLab benefit me?
A: If you’ve got savings and want to see them grow over time, we’re here for you! Our services are perfect for those looking to build their wealth for the future, especially if you’re interested in optimising your super and retirement planning. We aim to provide greater financial security and peace of mind as you approach retirement.
Q: Is WealthLab only for Australian residents?
A: Yes, our expertise is centred on Australian finance. We’re well-versed in local financial rules and strategies, making us an ideal choice for those living in or familiar with Australia’s financial landscape.
Our Services
Q: What areas can WealthLab help me with?
A: You can select from a range of services including:
- Superannuation optimisation
- Retirement planning
- Investment strategies
- Wealth building
- Self-Managed Super Fund (SMSF) guidance
Q: Do you offer in-person meetings?
A: We’re digital-focused advisers. In our view, the magic of advice doesn’t need to be face-to-face. Instead, it’s about goal-setting, accountability, and working as a team. This digital approach helps us reach and assist people efficiently across Australia.
Q: Can Wealthlab help with short-term financial goals?
A: We’re more like marathon runners than sprinters. Our focus is on helping you grow your wealth over the long haul, not just quick wins. If you’re looking for short-term trading or get-rich-quick schemes, we might not be the best fit.
Working with Wealthlab
Q: Do I need to be an investment expert to work with Wealthlab?
A: Not at all! Whether you’re a beginner or have some experience, we guide you through the process, making it easy to understand and manage. Our goal is to educate and empower you to make informed financial decisions.
Q: What if I prefer to handle my investments myself?
A: If you love diving into the details of managing your own investments, we might not be the right match. We’re here for those who want expert guidance and a helping hand in navigating the complex world of finance.
Q: How often will you review my financial situation?
A: We believe in regular check-ins to ensure you’re on track. Typically, we touch base every six months in the first year to review your progress and make any necessary adjustments to your strategy.
Q: Can WealthLab guarantee returns on my investment?
A: While we strive to optimise your investments, it’s important to understand that all investments carry risk. We don’t promise guaranteed returns. Instead, we help you make informed choices to grow your wealth in a measured, risk-aware manner.
Trust and Credibility
Q: How can I trust WealthLab with my finances?
A: We understand that trust is crucial when it comes to your finances. We have over ten years of experience helping clients achieve their financial goals. Our team is comprised of qualified professionals, and we prioritise transparency in all our dealings. We’re always available to answer your questions and address any concerns.
Q: What if I don’t see the value in your service after a few months?
A: Our goal is to ensure you see the value in our services. We have regular check-ins to ensure you’re satisfied and on track. If you genuinely don’t see the value of our advice after giving it a fair try, you can email us to end the relationship.
Getting Started
Q: How do I get started with WealthLab?
A: Getting started is easy! You can book a free financial health check on our website. This initial consultation helps us understand your current financial situation and goals, allowing us to tailor our advice to your needs.
Q: What should I prepare for my first meeting?
A: For your initial consultation, it’s helpful to have:
- Your latest superannuation statement
- A list of your financial goals
- Any questions you have about your super or retirement planning
Q: What if I’m not comfortable using digital tools?
A: Our services rely heavily on online platforms to provide efficient and accessible advice. If you’re not comfortable with digital tools, we might not be the best fit. However, if you’re willing to learn, we’re here to guide you through the process! Remember, at Wealthlab, we’re committed to helping you build a secure financial future. If you have any questions that aren’t covered here, don’t hesitate to reach out. We’re here to help you navigate your financial journey with confidence!
