Category: Retirement Information
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
Superannuation in Australia is compulsory retirement savings, but most people set and forget it without understanding how it actually works. This guide covers what super is, the main types of funds available to Australians, how to compare fees and performance, and what to watch for as you get closer to retirement.
A comfortable retirement in Australia means different things to different people, but ASFA puts a number on it. The February 2026 update raised the benchmarks to $630,000 for singles and $730,000 for couples. Here’s what that covers, what comfortable retirement income actually looks like, and how to work out if you’re on track.
Can you have a joint super account in Australia? Can a husband and wife combine their super? The answer is no super is always individual in Australia. But there are smart strategies that let couples manage their retirement savings together. Here’s how.
How much super should I have at 60 in Australia? The average is $430,000 for men and $340,000 for women, but ASFA recommends $630,000 for a comfortable retirement. See where you stand and what to do next.
How superannuation is calculated in Australia: Learn how employer contributions, wages, and investment returns work together to grow your retirement savings in 2026.
Most Australians know they can’t touch their super until retirement, but fewer know exactly when that is, what conditions apply, and how tax works on withdrawals. This 2026 guide covers preservation age, conditions of release, lump sum vs account-based pension, withdrawal tax, and when early access is actually legal.
How superannuation is calculated in Australia: Learn how employer contributions, wages, and investment returns work together to grow your retirement savings in 2026.
Most Australians know they can’t touch their super until retirement, but fewer know exactly when that is, what conditions apply, and how tax works on withdrawals. This 2026 guide covers preservation age, conditions of release, lump sum vs account-based pension, withdrawal tax, and when early access is actually legal.
Most Australians dream of a comfortable retirement but the reality is many stop working with far less than they expected. Discover why this happens, what the numbers really say, and how you can avoid becoming part of the statistic.
When it comes to your superannuation, bigger isn’t always better. In this episode of the Wealthlab Podcast, released on 29 May 2025, hosts Scott Jackson CFP® and Phil Sproule tackle one of Australia’s most debated financial topics: Industry Super vs Retail Super Funds.
The five years before retirement are the most important financial window of your working life. The decisions you make about your super right now, from contribution strategies to investment mix to sequencing risk, will shape your retirement income for decades. This guide covers exactly what to do with your super 5 years before retirement in Australia, with current 2026 rules, real numbers, and the strategies that make the biggest difference.
The biggest retirement mistakes Australians make aren’t dramatic blunders. They’re quiet, easy-to-miss decisions made in the final years of work that quietly cost thousands. From leaving super in accumulation too long to misreading the Age Pension assets test, this guide covers the most common retirement planning mistakes in Australia and exactly what to do instead.
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