Is $1 Million Enough to Retire in Australia in 2026? Full Breakdown
We break down exactly what a $1 million retirement looks like, how long it can last, what lifestyle it can support, and what decisions can help make your savings stretch further.
Category: Retirement Information
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
Can I Retire at 55 in Australia? Your Complete Early Retirement Guide
Retiring at 55 in Australia is absolutely possible but only if you understand how to fund the years before super access at 60. This guide breaks down how early retirement works, how much you really need, and how to build a secure income plan that lasts into your 80s and beyond.
Legal Loopholes for Super & Age Pension
Phil and I explored effective “legal loopholes” from clarifying deeming rates to explaining why drawings from an account-based pension are generally not assessed as income by Centrelink, and including practical options such as structured gifting to avoid the five-year deprivation rule.
Can My Children Inherit My Super?(Detailed Guide for Australians)
Can my children inherit my super? Learn how superannuation inheritance works in Australia, who qualifies, how it’s taxed, and how to ensure your children receive it properly.
Should I Keep Investing After Retirement? Retirement Guide 2026
Should I keep investing after retirement? Learn why continuing to invest can help your money last longer, beat inflation, and support a comfortable retirement.
When Is the Best Time to Retire in Australia?
When is the best time to retire in Australia? Learn how age, superannuation, lifestyle, and pension eligibility affect your ideal retirement timing.
How Many Australians Retire With Less Than They Need? Master Your Retirement Strategy
Most Australians dream of a comfortable retirement but the reality is many stop working with far less than they expected. Discover why this happens, what the numbers really say, and how you can avoid becoming part of the statistic.
Industry vs Retail Super Funds: Should You Stick with Big Super or Take Control?
When it comes to your superannuation, bigger isn’t always better. In this episode of the Wealthlab Podcast, released on 29 May 2025, hosts Scott Jackson CFP® and Phil Sproule tackle one of Australia’s most debated financial topics: Industry Super vs Retail Super Funds.
Biggest Retirement Mistakes Australians Make (And How to Avoid Them) 2026
The biggest retirement mistakes Australians make aren’t dramatic blunders. They’re quiet, easy-to-miss decisions made in the final years of work that quietly cost thousands. From leaving super in accumulation too long to misreading the Age Pension assets test, this guide covers the most common retirement planning mistakes in Australia and exactly what to do instead.
How Much Super Should I Have at 50 in Australia?Master Your Retirement Strategy
How much super should I have at 50 in Australia? The average is around $212,000, but ASFA benchmarks suggest $280,000 to $370,000 for a comfortable retirement. See where you stand and how to catch up if you’re behind.
10 Things to Do Before You Retire , Master Your Retirement Strategy
Planning for retirement? Discover the 10 essential steps to take before you retire and master your retirement strategy. From financial planning to lifestyle adjustments, this guide helps you secure a confident and stress-free retirement.
How Long Will $700K Last in Retirement in Australia?Master Your Retirement Strategy
How long will $700,000 last in retirement in Australia? At $40K to $50K a year, $700K can stretch 17 to 25 years from super alone, and longer with Age Pension support. See year by year projections and how to make your super last.
Can My Children Inherit My Super?(Detailed Guide for Australians)
Can my children inherit my super? Learn how superannuation inheritance works in Australia, who qualifies, how it’s taxed, and how to ensure your children receive it properly.
Should I Keep Investing After Retirement? Retirement Guide 2026
Should I keep investing after retirement? Learn why continuing to invest can help your money last longer, beat inflation, and support a comfortable retirement.
When Is the Best Time to Retire in Australia?
When is the best time to retire in Australia? Learn how age, superannuation, lifestyle, and pension eligibility affect your ideal retirement timing.
What Are the Biggest Expenses in Retirement?
What are the biggest expenses in retirement? Learn how much retirees spend on housing, healthcare, and lifestyle in Australia and how to plan a comfortable retirement.
Should I Sell My Investment Property Before Retiring? (2026 Guide)
Should I sell my investment property before retiring? Learn how to decide based on your super, Age Pension, tax, and lifestyle goals plus pros, cons, and expert tips.
What Are the Biggest Expenses in Retirement? (2026 Guide)
What are the biggest expenses in retirement? Learn which costs retirees face most from housing and healthcare to travel and lifestyle and how to plan for them.
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