The Cost of Being Single in Australia: What Solo Aussies Pay (And Why It Matters for Retirement)
Being single in Australia costs more than most realise. We break down the singles tax, the retirement gap, and what solo Aussies can do about it.
Category: Retirement
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
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Best Savings Interest Rates in Australia (And Where Cash Fits for Retirees)
Top savings rates are now 5.90% intro and 5.35% ongoing. Here’s what’s on offer, what the bonus traps are, and how cash fits in a retirement portfolio.
Most Aussies Don’t Understand Their Super Insurance (And It’s Costing Them)
The average default super life insurance payout is $142K. Adviser-arranged cover pays an average $547K. Here’s what your super insurance actually does (and doesn’t).
SMSFs Explained: Why More Australians Are Switching to Self-Managed Super
SMSFs now hold over $1 trillion across 663,000+ funds. Here’s why millennials and Gen X are driving the boom, and the traps to avoid before you set one up.
What Changed With Centrelink in March 2026? The Age Pension Rules That Affect Your Payment
Three things changed for the Age Pension on 20 March 2026: payment rates, test thresholds and deeming rates. Here’s what it means for your pension.
Why Financial Advisers Can’t Call Themselves Independent in Australia
The word “independent” is legally restricted for Australian financial advisers under section 923A. Here’s what it actually means, and what it doesn’t.
The Cost of Being Single in Australia: What Solo Aussies Pay (And Why It Matters for Retirement)
Being single in Australia costs more than most realise. We break down the singles tax, the retirement gap, and what solo Aussies can do about it.
Best Savings Interest Rates in Australia (And Where Cash Fits for Retirees)
Top savings rates are now 5.90% intro and 5.35% ongoing. Here’s what’s on offer, what the bonus traps are, and how cash fits in a retirement portfolio.
Most Aussies Don’t Understand Their Super Insurance (And It’s Costing Them)
The average default super life insurance payout is $142K. Adviser-arranged cover pays an average $547K. Here’s what your super insurance actually does (and doesn’t).
SMSFs Explained: Why More Australians Are Switching to Self-Managed Super
SMSFs now hold over $1 trillion across 663,000+ funds. Here’s why millennials and Gen X are driving the boom, and the traps to avoid before you set one up.
What Are the Biggest Regrets in Retirement?
What Are the Biggest Regrets in Retirement? Understand common retirement regrets around money, health, and lifestyle, and how to plan a better retirement in Australia.
Can I retire early in Australia with low super?Master Your Retirement Strategy
Yes, you can retire early in Australia with low superhlab services lifestyle adjustments, and possibly a phased approach to retirement.
The Cost of Being Single in Australia: What Solo Aussies Pay (And Why It Matters for Retirement)
Being single in Australia costs more than most realise. We break down the singles tax, the retirement gap, and what solo Aussies can do about it.
Best Savings Interest Rates in Australia (And Where Cash Fits for Retirees)
Top savings rates are now 5.90% intro and 5.35% ongoing. Here’s what’s on offer, what the bonus traps are, and how cash fits in a retirement portfolio.
Most Aussies Don’t Understand Their Super Insurance (And It’s Costing Them)
The average default super life insurance payout is $142K. Adviser-arranged cover pays an average $547K. Here’s what your super insurance actually does (and doesn’t).
SMSFs Explained: Why More Australians Are Switching to Self-Managed Super
SMSFs now hold over $1 trillion across 663,000+ funds. Here’s why millennials and Gen X are driving the boom, and the traps to avoid before you set one up.
What Changed With Centrelink in March 2026? The Age Pension Rules That Affect Your Payment
Three things changed for the Age Pension on 20 March 2026: payment rates, test thresholds and deeming rates. Here’s what it means for your pension.
Best Ways to Generate Passive Income in Retirement in Australia (2026)
What actually generates passive income in retirement in Australia? Super, dividends, interest, rental income and the Age Pension,how each works and what to watch.
Legal Loopholes for Super & Age Pension
Phil and I explored effective “legal loopholes” from clarifying deeming rates to explaining why drawings from an account-based pension are generally not assessed as income by Centrelink, and including practical options such as structured gifting to avoid the five-year deprivation rule.
Superannuation Secrets No One Tells You (2025 Rules)
A “boring” super video just changed everything. In under two weeks: 53K views, 6.2K watch hours, and 1,100 new subscribers. Turns out Aussies love learning how to retire smarter. This month: gold’s record climb, the ASX’s quiet optimism, and what rising living costs mean for your super plan.
Super Myths Smashed (53K Views Say You’ll Love This)
Our recent episode got more than 500x views so we thought we share this with you as a reminder that small, smart moves in super can lead to big wins especially in today’s market.
Superannuation Secrets No One Tells You: Retirement in Australia 2025
Retiring in Australia? Discover the 2025 superannuation secrets when you can access your super, how much you need, and how the Age Pension fits in.
Phil & Scott tried to write a book with code (and compare supers like normal humans) August 2025 edition!
At Wealthlab, we tested what happens when finance meets code drafting a practical money book through live iteration, just like developers push updates. The result? Smarter workflows, faster insights, and a reminder that comparing supers still needs real analysis, not free tools.
From Bad Headshots to Good Advice: Our 10+ Year Throwback
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
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