When it comes to your superannuation, bigger isn’t always better. In this episode of the Wealthlab Podcast, released on 29 May 2025, hosts Scott Jackson CFP® and Phil Sproule tackle one of Australia’s most debated financial topics: Industry Super vs Retail Super Funds.
Yes, you can retire early in Australia with low super — but it requires smart planning, realistic lifestyle adjustments, and possibly a phased approach to retirement.
If you’re just 5 years away from retirement, you’re in the retirement red zone. What you do now could make or break the lifestyle you’ll enjoy after work. The key is balancing growth with preservation — and avoiding mistakes that could derail decades of savings.
Retirement planning is just as much about what not to do as it is about ticking off a to-do list. A few wrong moves in your final working years could reduce your lifestyle options or delay retirement altogether.
Retirement is a major life milestone — and how you prepare for it can shape the quality of the next 20–30 years. Whether you’re a few months or a few years away, here are five essential things every Australian should do before retiring.
Retiring at 55 with $310,000 in super may seem like a stretch — and for most Australians, it is. But it’s not entirely off the table. While you won’t be able to access your super until at least age 60, you’ll need to bridge a 5-year income gap.
As the year winds down, I like to take a moment to pause, reflect, and plan ahead. Every December, I sit down with a simple booklet called the YearCompass, it's designed to review the past year and set some goals for the next one.
Discover essential retirement planning tips and strategies to help you make the most of your golden years. From financial planning to lifestyle choices, this comprehensive guide will prepare you for a happy and fulfilling retirement.
