What Changed With Centrelink in March 2026? The Age Pension Rules That Affect Your Payment
Three things changed for the Age Pension on 20 March 2026: payment rates, test thresholds and deeming rates. Here’s what it means for your pension.
Category: Retirement
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
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Why Financial Advisers Can’t Call Themselves Independent in Australia
The word “independent” is legally restricted for Australian financial advisers under section 923A. Here’s what it actually means, and what it doesn’t.
The Truth About Australia’s $730,000 “Comfortable Retirement” Number
ASFA says couples need $730,000 for a comfortable retirement in Australia. Here’s why that number is broken, and how to work out your real target.
Cost of Living in Retirement in Australia: What It Really Costs (2026)
The cost of living in retirement in Australia is $54,240 per year for a single homeowner living comfortably, according to the ASFA February 2026 standard. That works out to approximately $4,520 per month. But that headline figure masks how dramatically costs shift across a 30-year retirement and which three categories consistently catch Australians off guard.
Best Ways to Generate Passive Income in Retirement in Australia (2026)
What actually generates passive income in retirement in Australia? Super, dividends, interest, rental income and the Age Pension,how each works and what to watch.
Should I Pay Off My Mortgage or Put Money in Super?
Should you pay off your mortgage or put extra money into super? For most Australians on above-average incomes with more than 10 years until retirement, salary sacrifice into super wins on the maths because of the tax saving on concessional contributions. For those close to retirement, or on lower marginal tax rates, or who value certainty over expected return, extra mortgage repayments can genuinely be the better call. The Age Pension interaction, which almost every generic calculator ignores, can shift the answer again.
This guide walks through both sides with the 2026-27 tax and contribution cap figures, covers the Age Pension mechanics most people miss, and gives you a framework by life stage rather than a one-size-fits-all answer.
What Happens to My Super When I Die? (2026 Guide)
What happens to my super when I die? Learn how super death benefits work, who can receive them, and how to make sure your super goes to the right people.
What Should I Do With My Super Once I Retire?
What should I do with my super once I retire? Learn how to manage your super after retirement from lump sums to income streams and plan for a comfortable future.
How Much Does the Average Retired Person Spend a Month in Australia? (2026 Guide)
How much does the average retired person spend a month in Australia? Learn the 2025 ASFA data, monthly budgets for singles and couples, and smart ways to plan your retirement spending.
Superannuation Secrets No One Tells You (2025 Rules)
A “boring” super video just changed everything. In under two weeks: 53K views, 6.2K watch hours, and 1,100 new subscribers. Turns out Aussies love learning how to retire smarter. This month: gold’s record climb, the ASX’s quiet optimism, and what rising living costs mean for your super plan.
What Retirement Age in Australia Means for You in 2026
What retirement age in Australia means: Learn when you can access super (60), when the Age Pension starts (67), and how to plan for a comfortable retirement.
How Retirement Works in Australia: A Simple Guide for 2026
Retirement in Australia works on a three-pillar system: compulsory superannuation, the Age Pension, and voluntary savings. Most retirees draw from all three, with the mix shifting as they move through retirement. Super does the heavy lifting in the early years from age 60. The Age Pension layers in from 67 and becomes a natural income floor. Personal savings cover the gaps.
This guide explains how each pillar works, what the current rules are for 2026-27, and how the pieces actually fit together for the average Australian.
How Much Income Do You Need to Retire in Australia?
Most people approaching retirement share the same quiet worry: they don’t really know what their income will look like once the pay cheques stop.
The good news is it’s fixable. Your retirement income comes down to three things: what your super can realistically pay you, whether you qualify for any Age Pension support, and how long the money needs to last. We break down the current numbers, the key variables, and how to build a starting estimate you can actually work with.
Superannuation vs Pension: What’s the Difference in Australia?
Superannuation and the pension are not the same thing, but most Australians will use both in retirement. We explain the three types of “pension” in Australia, how the Age Pension means test works, and how to structure your super and pension income so you get the most out of both.
Best Age to Retire in Australia (2026 Guide)
The best age to retire in Australia depends on your
Best Super Funds in Australia (2026): What Actually Matters Before You Retire
The top ranked super funds in Australia for 2026 A
Best Retirement Calculator Australia 2026
Most Australians use one retirement calculator, get a number, and either panic or relax without understanding what it actually means. The problem is that different calculators give wildly different results for the same person. We compared the best retirement calculators in Australia for 2026 so you know which one to trust and when to use more than one.
Australian Household Cost Increase: Impact on Retirement (2026)
Australian household costs are rising faster than inflation, and retirees are being hit hardest. See the 2026 numbers on electricity, food, insurance and healthcare, and what rising costs mean for your super, Age Pension, and retirement plan.
From Barefoot to Barebone: When Financial Heroes Lose Their Sole – The Wealthlab August Newsletter
Scotty Pape, has undergone a transformation that many of his long-time followers such as myself have noticed. Basically if its gotten to a point where my mum is commenting and SO I think it’s worth to highlight in this month’s newsletter.
Tap tap, is this thing still on? – The Wealthlab July Newsletter
ast week, we witnessed what’s being called the “largest IT outage in history” when CrowdStrike, a major cybersecurity provider, experienced a significant service disruption. This event affected millions of devices worldwide and caused widespread issues across various industries.
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