Legal Documentation
Financial Services Guide
Important information about our financial services, adviser qualifications, and how we operate under Australian Financial Services legislation
Our Financial Services Guide Part 1 & 2 Version: DEA 2.0 (10.06.26)
Issued to: Scott Jackson, Phillip Sproule, and Daniel McMaster
- What is a Financial Services Guide (FSG)?
- About us
- What kinds of financial services we are authorised to provide
- The process we follow to provide financial services
- How we and our representatives are remunerated
- Any associations or relationships that might influence our services
- How we collect, use and disclose your information
- Our complaints handling procedures
- External dispute resolution procedures
- Australian Financial Services Licensee
MiPlan Advisory Pty Ltd
ABN: 70 600 370 438
AFSL No: 485478
Head Office:
- Corporate Authorised Representative
Wealthlabplus Pty Ltd
Contact Details:
- Your Authorised Representatives
- Financial Services We're Authorised to Provide
MiPlan Advisory is authorised to provide product advice on and to deal in the following strategies and classes of products:
Financial Planning Strategies:
- Tax planning (in consultation with your tax adviser)
- Business succession planning including life risk insurance
- Pre and post-retirement planning
- Social security advice
- Wealth accumulation
- Superannuation and rollover advice
- Ongoing advice and review services
- Estate planning
- Life Insurance and risk management
- Retirement income
- Investments
- Wealth creation
- Asset allocation and management advice
Financial Product Classes
- Deposit and payment products limited to basic deposit products and deposit products other than basic deposit products
- Debentures, stocks, or bonds issued or proposed to be issued by a government
- Life Products including Investment Life Insurance Products, and Life Risk Insurance Products
- Interests in managed investment schemes (including Investor directed portfolio services)
- Retirement savings accounts (RSA) products
- Securities
- Superannuation
- Important Notice: Not Independent
MiPlan Advisory receives commissions from life insurance products. As such we are not able to refer to ourselves as independent, impartial or unbiased.
The Process We Follow
Your adviser acts as our Authorised Representative when providing personal advice to you and therefore we are responsible for any advice given. Your adviser is under an obligation to act in your best interests in relation to any personal advice provided to you (known as the ‘best interest duty’).
Documents You May Receive:
Statement of Advice (SoA) or Record of Advice (RoA):
Before providing personal advice, we collect information about you and provide a detailed statement setting out our advice and the basis upon which it is given.
Product Disclosure Statement (PDS):
If a particular financial product is recommended, you must be provided with a PDS containing information about benefits, risks and features.
For your protection, you should never:
• Sign any blank forms or documents
• Appoint any financial adviser to act as your attorney or authorised signatory
• Nominate any financial adviser to receive your statements without you also receiving a copy
• Give your adviser unclear or misleading instructions or false information
Compliance Information
Our regulatory status and professional standards that ensure your financial advice meets the highest industry requirements.
Corporate Authorised Representative
Wealthlabplus Pty Ltd, Corporate Authorised Representative No. 001311287
AFS Licensee
MiPlan Advisory Pty Ltd (AFSL No: 485478)
Last Updated
Legal documents updated 16.01.26
Professional Standards
Compliant with ASIC regulations and industry best practices