Wealthlab Blog
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
Retiring at 55 in Australia is absolutely possible but only if you understand how to fund the years before super access at 60. This guide breaks down how early retirement works, how much you really need, and how to build a secure income plan that lasts into your 80s and beyond.
Thinking about retirement? Here’s how to know if you’re truly ready financially and emotionally. Discover the 7 key signs you’re prepared for life after work.
For many Australians, the idea of retiring with $1 million
Phil and I explored effective “legal loopholes” from clarifying deeming rates to explaining why drawings from an account-based pension are generally not assessed as income by Centrelink, and including practical options such as structured gifting to avoid the five-year deprivation rule.
Can my children inherit my super? Learn how superannuation inheritance works in Australia, who qualifies, how it’s taxed, and how to ensure your children receive it properly.
Can retirement cause depression? Learn why some Australians struggle with post-retirement emotions, what signs to watch for, and how to build a happier, purpose-driven retirement.
What non-financial issues should I consider in retirement? Learn how housing, lifestyle, relationships, and mental health affect your quality of life after work.
How to estimate how long my retirement savings will last? Learn how to calculate it, what factors affect it, and smart strategies to make your super last longer.
What is the transition to retirement (TTR) strategy? Learn how to access your super while still working, reduce tax, and ease into retirement with confidence.
What is the current superannuation guarantee rate? Learn Australia’s 2025 SG rate (11.5%), upcoming 12% increase, and what it means for your retirement savings.
How much superannuation can I have and still get a pension? Learn the 2025 Age Pension asset limits, income rules, and how to plan your super for maximum benefits.
Is superannuation the same as pension? Learn the key differences between super, account-based pensions, and the government Age Pension in Australia.
Retiring at 55 in Australia is absolutely possible but only if you understand how to fund the years before super access at 60. This guide breaks down how early retirement works, how much you really need, and how to build a secure income plan that lasts into your 80s and beyond.
Thinking about retirement? Here’s how to know if you’re truly ready financially and emotionally. Discover the 7 key signs you’re prepared for life after work.
For many Australians, the idea of retiring with $1 million
Can my children inherit my super? Learn how superannuation inheritance works in Australia, who qualifies, how it’s taxed, and how to ensure your children receive it properly.
Can retirement cause depression? Learn why some Australians struggle with post-retirement emotions, what signs to watch for, and how to build a happier, purpose-driven retirement.
How much passive income do I need to retire early in Australia? Learn how to calculate your early retirement number, build income streams, and achieve financial independence.
Phil and I explored effective “legal loopholes” from clarifying deeming rates to explaining why drawings from an account-based pension are generally not assessed as income by Centrelink, and including practical options such as structured gifting to avoid the five-year deprivation rule.
Our recent episode got more than 500x views so we thought we share this with you as a reminder that small, smart moves in super can lead to big wins especially in today’s market.
At Wealthlab, we tested what happens when finance meets code drafting a practical money book through live iteration, just like developers push updates. The result? Smarter workflows, faster insights, and a reminder that comparing supers still needs real analysis, not free tools.
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Whether you snapped up something tax-deductible or just quietly let the chaos pass, consider this your cue to exhale.Now that the dust has settled, here’s your July update with things that actually may make a difference to your financial future — starting with WAR
Not to alarm you, but we just lived through one of the most chaotic pre-election Aprils in recent memory — and most Australians barely noticed.
Our latest insights on Australian financial planning
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Welcome to 2025! New year, same goal—helping you stay on top of your finances without all the noise. But aahh is it too late to
Book a 15-minute chat to see if we’re a match for your retirement goals.
