Wealthlab Blog
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
The same dollar loses up to 47 cents as salary or 15 cents inside super. That gap is the whole deal. The 2026-27 caps and rules explained, plus the case study where timing and catch-up contributions turned a $98,000 CGT bill into $11,000.
What Are the Biggest Regrets in Retirement? Understand common retirement regrets around money, health, and lifestyle, and how to plan a better retirement in Australia.
What’s the average super balance at 60 in Australia? Learn how it compares to $600K super, whether it’s enough to retire, and how superannuation and the Age Pension work together in retirement.
How do I apply for the Age Pension in Australia? Learn who’s eligible, when to apply, what documents you need, and how to submit your claim through Centrelink.
how do couples adjust after retirement?
The short answer is with communication, flexibility, and a willingness to redefine roles, routines, and expectations.
Yes, you can retire early in Australia with low superhlab services lifestyle adjustments, and possibly a phased approach to retirement.
How much super should I have at 50 in Australia? The average is around $212,000, but ASFA benchmarks suggest $280,000 to $370,000 for a comfortable retirement. See where you stand and how to catch up if you’re behind.
Planning for retirement? Discover the 10 essential steps to take before you retire and master your retirement strategy. From financial planning to lifestyle adjustments, this guide helps you secure a confident and stress-free retirement.
How long will $700,000 last in retirement in Australia? At $40K to $50K a year, $700K can stretch 17 to 25 years from super alone, and longer with Age Pension support. See year by year projections and how to make your super last.
Thinking about retirement? Here’s how to know if you’re truly ready financially and emotionally. Discover the 7 key signs you’re prepared for life after work.
We break down exactly what a $1 million retirement looks like, how long it can last, what lifestyle it can support, and what decisions can help make your savings stretch further.
Yes, you can retire at 55 in Australia. There is no law that prevents you from stopping work at any age. The challenge is that for most Australians (anyone born after 30 June 1964), you cannot access your superannuation until age 60, and the Age Pension does not begin until 67.
Retiring at 55 creates two income gaps you must fund independently: a 5-year gap before super access, and a 7-year gap before pension eligibility.
Most Australians who retire successfully at 55 need a total of $1.2 to $1.8 million in combined assets across super and non-super savings, depending on lifestyle, home ownership, and spending targets.
The specific number depends on how the money is structured across the three retirement phases: the gap years (55 to 59), super access (60 to 66), and pension-supported retirement (67 and beyond).
This guide covers when you can actually access your super, how much super is generally required to retire at 55, how to fund the gap years, and how to build a three-phase plan that lasts 35 or more years.
Can my children inherit my super? Learn how superannuation inheritance works in Australia, who qualifies, how it’s taxed, and how to ensure your children receive it properly.
Should I keep investing after retirement? Learn why continuing to invest can help your money last longer, beat inflation, and support a comfortable retirement.
When is the best time to retire in Australia? Learn how age, superannuation, lifestyle, and pension eligibility affect your ideal retirement timing.
Our latest insights on Australian financial planning
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Welcome to 2025! New year, same goal—helping you stay on top of your finances without all the noise. But aahh is it too late to
Book a 15-minute chat to see if we’re a match for your retirement goals.
60 seconds
6 quick questions about your retirement situation. Get an instant educational snapshot showing common strengths and gaps for Australians in a similar position.
