Category: Newsletter
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
TelstraSuper’s Direct Access investment option closed in January 2026 as part of the fund’s merger with Aware Super. If you were a Direct Access member, your shares and ETFs have been sold and your proceeds reinvested. Here is the full story of what Direct Access was, why it closed, what it meant for members, and what comes next.
It’s one of the most searched super questions in Australia,
A retirement planner in Australia does what no calculator can. Calculators give you a projection based on standard assumptions. A retirement planner builds a strategy around your actual life, your super, your Age Pension entitlement, and the decisions you haven’t thought to question yet. We break down what they cover, what it costs, and how to find the right one if you’re over 50.
Most people approaching retirement share the same quiet worry: they don’t really know what their income will look like once the pay cheques stop.
The good news is it’s fixable. Your retirement income comes down to three things: what your super can realistically pay you, whether you qualify for any Age Pension support, and how long the money needs to last. We break down the current numbers, the key variables, and how to build a starting estimate you can actually work with.
Superannuation and the pension are not the same thing, but most Australians will use both in retirement. We explain the three types of “pension” in Australia, how the Age Pension means test works, and how to structure your super and pension income so you get the most out of both.
The best age to retire in Australia depends on your
What Are the Biggest Regrets in Retirement? Understand common retirement regrets around money, health, and lifestyle, and how to plan a better retirement in Australia.
Yes, you can retire early in Australia with low superhlab services lifestyle adjustments, and possibly a phased approach to retirement.
Is superannuation the same as pension? Learn the key differences between super, account-based pensions, and the government Age Pension in Australia.
What non-financial issues should I consider in retirement? Learn how housing, lifestyle, relationships, and mental health affect your quality of life after work.
How to estimate how long my retirement savings will last? Learn how to calculate it, what factors affect it, and smart strategies to make your super last longer.
What is the transition to retirement (TTR) strategy? Learn how to access your super while still working, reduce tax, and ease into retirement with confidence.
TelstraSuper’s Direct Access investment option closed in January 2026 as part of the fund’s merger with Aware Super. If you were a Direct Access member, your shares and ETFs have been sold and your proceeds reinvested. Here is the full story of what Direct Access was, why it closed, what it meant for members, and what comes next.
It’s one of the most searched super questions in Australia,
A retirement planner in Australia does what no calculator can. Calculators give you a projection based on standard assumptions. A retirement planner builds a strategy around your actual life, your super, your Age Pension entitlement, and the decisions you haven’t thought to question yet. We break down what they cover, what it costs, and how to find the right one if you’re over 50.
Most people approaching retirement share the same quiet worry: they don’t really know what their income will look like once the pay cheques stop.
The good news is it’s fixable. Your retirement income comes down to three things: what your super can realistically pay you, whether you qualify for any Age Pension support, and how long the money needs to last. We break down the current numbers, the key variables, and how to build a starting estimate you can actually work with.
Superannuation and the pension are not the same thing, but most Australians will use both in retirement. We explain the three types of “pension” in Australia, how the Age Pension means test works, and how to structure your super and pension income so you get the most out of both.
The best age to retire in Australia depends on your
Phil and I explored effective “legal loopholes” from clarifying deeming rates to explaining why drawings from an account-based pension are generally not assessed as income by Centrelink, and including practical options such as structured gifting to avoid the five-year deprivation rule.
A “boring” super video just changed everything. In under two weeks: 53K views, 6.2K watch hours, and 1,100 new subscribers. Turns out Aussies love learning how to retire smarter. This month: gold’s record climb, the ASX’s quiet optimism, and what rising living costs mean for your super plan.
Our recent episode got more than 500x views so we thought we share this with you as a reminder that small, smart moves in super can lead to big wins especially in today’s market.
Retiring in Australia? Discover the 2025 superannuation secrets when you can access your super, how much you need, and how the Age Pension fits in.
At Wealthlab, we tested what happens when finance meets code drafting a practical money book through live iteration, just like developers push updates. The result? Smarter workflows, faster insights, and a reminder that comparing supers still needs real analysis, not free tools.
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Book a 15-minute chat to see if we’re a match for your retirement goals.
