Best Age to Retire in Australia (2026 Guide)
The best age to retire in Australia depends on your
Category: Retirement
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
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Best Super Funds in Australia (2026): What Actually Matters Before You Retire
The top ranked super funds in Australia for 2026 A
Best Retirement Calculator Australia 2026
Most Australians use one retirement calculator, get a number, and either panic or relax without understanding what it actually means. The problem is that different calculators give wildly different results for the same person. We compared the best retirement calculators in Australia for 2026 so you know which one to trust and when to use more than one.
Australian Household Cost Increase: Impact on Retirement (2026)
Australian household costs are rising faster than inflation, and retirees are being hit hardest. See the 2026 numbers on electricity, food, insurance and healthcare, and what rising costs mean for your super, Age Pension, and retirement plan.
Should I Move My Super to Cash When Markets Fall?
Brent crude went from $113 to $76 and back to $95 in six months. Anyone repositioning at each turn was wrong twice. What the maths says about switching super to cash, sequencing risk near retirement, and the $500K couple who ran the numbers both ways.
How Debt Recycling Can Supercharge Your Retirement Income
Debt recycling is a strategy that converts non-deductible mortgage debt
How Much Super Should I Have at 60 in Australia?
How much super should I have at 60 in Australia? The average is $430,000 for men and $340,000 for women, but ASFA recommends $630,000 for a comfortable retirement. See where you stand and what to do next.
How Superannuation Is Calculated in Australia: Rates & Super % Explained (2026)
How superannuation is calculated in Australia: Learn how employer contributions, wages, and investment returns work together to grow your retirement savings in 2026.
Superannuation Withdrawal Rules in Australia (2026): The Complete ATO Guide
Most Australians know they can’t touch their super until retirement, but fewer know exactly when that is, what conditions apply, and how tax works on withdrawals. This 2026 guide covers preservation age, conditions of release, lump sum vs account-based pension, withdrawal tax, and when early access is actually legal.
How Many Australians Retire With Less Than They Need? Master Your Retirement Strategy
Most Australians dream of a comfortable retirement but the reality is many stop working with far less than they expected. Discover why this happens, what the numbers really say, and how you can avoid becoming part of the statistic.
Industry vs Retail Super Funds: Should You Stick with Big Super or Take Control?
When it comes to your superannuation, bigger isn’t always better. In this episode of the Wealthlab Podcast, released on 29 May 2025, hosts Scott Jackson CFP® and Phil Sproule tackle one of Australia’s most debated financial topics: Industry Super vs Retail Super Funds.
Biggest Retirement Mistakes Australians Make (And How to Avoid Them) 2026
The biggest retirement mistakes Australians make aren’t dramatic blunders. They’re quiet, easy-to-miss decisions made in the final years of work that quietly cost thousands. From leaving super in accumulation too long to misreading the Age Pension assets test, this guide covers the most common retirement planning mistakes in Australia and exactly what to do instead.
What Non-Financial Issues Should I Consider in Retirement? (Housing, Lifestyle, Mental Health)
The most important non-financial issues to consider in retirement are housing (where and how you’ll live), daily purpose and routine, social connection, mental health and emotional adjustment, relationships with your partner and family, and physical health. Research from the Australian Institute of Health and Welfare puts social isolation and poor mental health among the biggest wellbeing risks for older Australians, and the pattern we generally see in practice is that the retirees who struggle in the first year are almost never the ones with lower super balances. They are the ones who did not think through how they would spend their time.
This guide covers the non-financial side of Australian retirement planning: what actually shapes quality of life after work, what the current research shows, and how the non-financial decisions connect back to the financial ones.
How to Set Up an Account-Based Pension in Australia (2026 Step-by-Step)
How do I set up an account-based pension? Learn the steps to turn your super into tax-free retirement income, including eligibility, payments, and setup tips.
How to Increase Your Super Before Retirement (10 Strategies for 2026)
How can I increase my super before retirement? Learn the best 2026 strategies to boost your super balance from salary sacrifice to tax deductions and smart investments.
Australian Retirement Trust: How to Make Extra Contributions and Boost Your Super
Is it worth making extra super contributions before 60? Learn how boosting your super early can save tax, grow faster, and set you up for a comfortable retirement.
How Much Passive Income Do I Need to Retire Early? (2026 Guide for Australians)
How much passive income do I need to retire early in Australia? Learn how to calculate your early retirement number, build income streams, and achieve financial independence.
Can Retirement Cause Depression? (Understanding the Hidden Side of Retirement in Australia)
Can retirement cause depression? Learn why some Australians struggle with post-retirement emotions, what signs to watch for, and how to build a happier, purpose-driven retirement.
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