Best Performing Super Fund Australia 2026: What the Rankings Don’t Tell You
The best performing super fund isn’t always the right one for you. A Melbourne adviser explains the 2026 rankings and the trap catching late-50s clients.
Category: Superannuation
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
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Pension Access Age Changes in Australia: What Has Changed, What Hasn’t, and What Could Be Next
A lot of confusion in retirement planning comes from conflating these two ages. They are separate rules, set by different parts of government, and they don’t move together.
The Cost of Being Single in Australia: What Solo Aussies Pay (And Why It Matters for Retirement)
Being single in Australia costs more than most realise. We break down the singles tax, the retirement gap, and what solo Aussies can do about it.
Best Savings Interest Rates in Australia (And Where Cash Fits for Retirees)
Top savings rates are now 5.90% intro and 5.35% ongoing. Here’s what’s on offer, what the bonus traps are, and how cash fits in a retirement portfolio.
Most Aussies Don’t Understand Their Super Insurance (And It’s Costing Them)
The average default super life insurance payout is $142K. Adviser-arranged cover pays an average $547K. Here’s what your super insurance actually does (and doesn’t).
SMSFs Explained: Why More Australians Are Switching to Self-Managed Super
SMSFs now hold over $1 trillion across 663,000+ funds. Here’s why millennials and Gen X are driving the boom, and the traps to avoid before you set one up.
What Non-Financial Issues Should I Consider in Retirement? (Housing, Lifestyle, Mental Health)
The most important non-financial issues to consider in retirement are housing (where and how you’ll live), daily purpose and routine, social connection, mental health and emotional adjustment, relationships with your partner and family, and physical health. Research from the Australian Institute of Health and Welfare puts social isolation and poor mental health among the biggest wellbeing risks for older Australians, and the pattern we generally see in practice is that the retirees who struggle in the first year are almost never the ones with lower super balances. They are the ones who did not think through how they would spend their time.
This guide covers the non-financial side of Australian retirement planning: what actually shapes quality of life after work, what the current research shows, and how the non-financial decisions connect back to the financial ones.
How to Estimate How Long My Retirement Savings Will Last (2026 Guide)
How to estimate how long my retirement savings will last? Learn how to calculate it, what factors affect it, and smart strategies to make your super last longer.
What Is the Transition to Retirement (TTR) Strategy? (2026 Explained)
What is the transition to retirement (TTR) strategy? Learn how to access your super while still working, reduce tax, and ease into retirement with confidence.
What Is the Current Superannuation Guarantee Rate?
What is the current superannuation guarantee rate? Learn Australia’s 2025 SG rate (11.5%), upcoming 12% increase, and what it means for your retirement savings.
How Much Super Can I Have and Still Get the Full Age Pension in 2026?
How much superannuation can I have and still get a pension? Learn the 2025 Age Pension asset limits, income rules, and how to plan your super for maximum benefits.
When Is the Best Time to Retire? (2026 Guide)
When is the best time to retire? Learn how age, superannuation access, and lifestyle goals determine the right time to retire confidently in Australia.
SMSFs Explained: Why More Australians Are Switching to Self-Managed Super
SMSFs now hold over $1 trillion across 663,000+ funds. Here’s why millennials and Gen X are driving the boom, and the traps to avoid before you set one up.
What Changed With Centrelink in March 2026? The Age Pension Rules That Affect Your Payment
Three things changed for the Age Pension on 20 March 2026: payment rates, test thresholds and deeming rates. Here’s what it means for your pension.
Best Ways to Generate Passive Income in Retirement in Australia (2026)
What actually generates passive income in retirement in Australia? Super, dividends, interest, rental income and the Age Pension,how each works and what to watch.
TelstraSuper Direct Access Closure: What It Was and What Happens Next
TelstraSuper’s Direct Access investment option closed in January 2026 as part of the fund’s merger with Aware Super. If you were a Direct Access member, your shares and ETFs have been sold and your proceeds reinvested. Here is the full story of what Direct Access was, why it closed, what it meant for members, and what comes next.
Which Superannuation Has the Highest Return in Australia
It’s one of the most searched super questions in Australia,
Do I Need a Financial Adviser for Retirement in Australia?
A retirement planner in Australia does what no calculator can. Calculators give you a projection based on standard assumptions. A retirement planner builds a strategy around your actual life, your super, your Age Pension entitlement, and the decisions you haven’t thought to question yet. We break down what they cover, what it costs, and how to find the right one if you’re over 50.
Wealthlab February Newsletter: AI, Stockbrokers & The Great Investment Storytelling Machine
Stockbrokers Can’t Beat the Market. AI Won’t Either—But It’ll Sound
2025 Is Here—Let’s Talk Money, Trump Coins & Financial Reality
Welcome to 2025! New year, same goal—helping you stay on
Reflecting on 2024 & A Special Christmas Episode
As we wrap up 2024, we wanted to say a big thank you for being part of the Wealthlab journey this year. It’s been a huge year—one filled with challenges, lessons, and wins. And as we look toward 2025, we’re excited to continue helping you achieve your financial goals.
Why Looking Poor Could Be the Key to Lasting Wealth + Holiday Hacks
As the year winds down, I like to take a moment to pause, reflect, and plan ahead. Every December, I sit down with a simple booklet called the YearCompass, it’s designed to review the past year and set some goals for the next one.
Holiday Shopping Made Simple: Your Black Friday & Christmas Prep Guide
A small caveat – I tend to do this just for the big items and small ad hoc ones do come up closer to xmas. The system struggles a bit if you are buying multiple items for one person, but you can just add a new line for them.
Financial Insights and Footy Fever
The ASX 200 has shown impressive resilience, up 10% year-to-date. The RBA has maintained the cash rate at 4.35% and S&P Global anticipates AU will follow the U.S. Federal Reserve’s lead in cutting interest rates. It seems we could be in for a gradual easing cycle, with potential rate cuts starting sometime in 2025.
Join other Aussies planning for a stress-free retirement
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