Wealthlab Blog
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
A comfortable retirement in Australia means different things to different people, but ASFA puts a number on it. The February 2026 update raised the benchmarks to $630,000 for singles and $730,000 for couples. Here’s what that covers, what comfortable retirement income actually looks like, and how to work out if you’re on track.
Can you have a joint super account in Australia? Can a husband and wife combine their super? The answer is no super is always individual in Australia. But there are smart strategies that let couples manage their retirement savings together. Here’s how.
How much super should I have at 60 in Australia? The average is $430,000 for men and $340,000 for women, but ASFA recommends $630,000 for a comfortable retirement. See where you stand and what to do next.
How superannuation is calculated in Australia: Learn how employer contributions, wages, and investment returns work together to grow your retirement savings in 2026.
Most Australians know they can’t touch their super until retirement, but fewer know exactly when that is, what conditions apply, and how tax works on withdrawals. This 2026 guide covers preservation age, conditions of release, lump sum vs account-based pension, withdrawal tax, and when early access is actually legal.
Most Australians dream of a comfortable retirement but the reality is many stop working with far less than they expected. Discover why this happens, what the numbers really say, and how you can avoid becoming part of the statistic.
Salary sacrifice super is one of the most effective tax strategies available to Australian workers and most people either don’t do it at all or don’t do it properly. Here’s a plain-English guide to how it works, how much tax you save at different income levels, the $30,000 concessional cap, catch-up contributions, and how to set it up with your employer.
Planning for retirement? Discover the 10 essential steps to take before you retire and master your retirement strategy. From financial planning to lifestyle adjustments, this guide helps you secure a confident and stress-free retirement.
Thinking about retiring at 60 with $290K in super? Discover practical strategies to stretch your savings, manage your lifestyle, and use the Age Pension effectively for a comfortable retirement in Australia.
Can you retire at 60 with $280K in super? Discover practical strategies to stretch your savings, optimise retirement income, and enjoy a secure and comfortable retirement in Australia.
Can you retire at 60 with $240K? Discover how $240K in super can support your retirement in Australia, and explore strategies to make $240K last while enjoying a secure and comfortable retirement at 60.
Wondering if you can retire at 60 with $230K? Learn how $230K in super can support your retirement in Australia, and explore practical strategies to make $230K last while maintaining a secure and manageable lifestyle.
Our latest insights on Australian financial planning
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Welcome to 2025! New year, same goal—helping you stay on top of your finances without all the noise. But aahh is it too late to
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6 quick questions about your retirement situation. Get an instant educational snapshot showing common strengths and gaps for Australians in a similar position.
