From Bad Headshots to Good Advice: Our 10+ Year Throwback
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Wealthlab Blog
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
Read More »
What to Do With Super 5 Years Before Retirement in Australia (2026 Guide)
The five years before retirement are the most important financial window of your working life. The decisions you make about your super right now, from contribution strategies to investment mix to sequencing risk, will shape your retirement income for decades. This guide covers exactly what to do with your super 5 years before retirement in Australia, with current 2026 rules, real numbers, and the strategies that make the biggest difference.
Biggest Retirement Mistakes Australians Make (And How to Avoid Them) 2026
The biggest retirement mistakes Australians make aren’t dramatic blunders. They’re quiet, easy-to-miss decisions made in the final years of work that quietly cost thousands. From leaving super in accumulation too long to misreading the Age Pension assets test, this guide covers the most common retirement planning mistakes in Australia and exactly what to do instead.
Salary Sacrifice Super: How It Works and How Much Tax You Save (2026 Guide)
Salary sacrifice super is one of the most effective tax strategies available to Australian workers and most people either don’t do it at all or don’t do it properly. Here’s a plain-English guide to how it works, how much tax you save at different income levels, the $30,000 concessional cap, catch-up contributions, and how to set it up with your employer.
How Much Super Should I Have at 50 in Australia?Master Your Retirement Strategy
How much super should I have at 50 in Australia? The average is around $212,000, but ASFA benchmarks suggest $280,000 to $370,000 for a comfortable retirement. See where you stand and how to catch up if you’re behind.
Account-Based Pension Australia: How It Works, Rates & Tax (2026)
An account-based pension is how most Australians turn their super into retirement income. Your balance stays invested, you draw a regular income, and earnings become tax-free. Here’s how minimum drawdown rates, tax treatment, Age Pension interaction, and the setup process work in 2026.
Can I Retire at 60 with $600K in Australia?
Thinking about retiring at 60 with $600K? You’re not alone. For many Australians, $600,000 feels like a solid nest egg but is it really enough to retire comfortably? The answer depends on your lifestyle, spending habits, and whether you’ll be relying on the Age Pension. In this article, we break down how far $600K can stretch in retirement and what steps can help make it last longer.
Can I Retire at 60 with $575K in Australia? (2026 Updated Guide to Financial Freedom)
Can I retire at 60 with $575K in Australia? Discover how to make your super last, maximise Age Pension benefits, and plan for a financially confident retirement.
How Long Will $700K Last in Retirement in Australia?Master Your Retirement Strategy
How long will $700,000 last in retirement in Australia? At $40K to $50K a year, $700K can stretch 17 to 25 years from super alone, and longer with Age Pension support. See year by year projections and how to make your super last.
Why Looking Poor Could Be the Key to Lasting Wealth + Holiday Hacks
As the year winds down, I like to take a moment to pause, reflect, and plan ahead. Every December, I sit down with a simple booklet called the YearCompass, it’s designed to review the past year and set some goals for the next one.
Retire confidently – reflect on these 4 questions
Discover essential retirement planning tips and strategies to help you make the most of your golden years. From financial planning to lifestyle choices, this comprehensive guide will prepare you for a happy and fulfilling retirement.
Featured Article
Our latest insights on Australian financial planning
Newsletter
From Bad Headshots to Good Advice: Our 10+ Year Throwback
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
31.07.2025
Financial Consulting
2025 Is Here—Let’s Talk Money, Trump Coins & Financial Reality
Welcome to 2025! New year, same goal—helping you stay on top of your finances without all the noise. But aahh is it too late to
07.02.2025
Join other Aussies planning for a stress-free retirement
Book a 15-minute chat to see if we’re a match for your retirement goals.