The Truth About Australia’s $730,000 “Comfortable Retirement” Number
ASFA says couples need $730,000 for a comfortable retirement in Australia. Here’s why that number is broken, and how to work out your real target.
Category: Superannuation
Financial Planning
Insights & Advice
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
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Cost of Living in Retirement in Australia: What It Really Costs (2026)
The cost of living in retirement in Australia is $54,240 per year for a single homeowner living comfortably, according to the ASFA February 2026 standard. That works out to approximately $4,520 per month. But that headline figure masks how dramatically costs shift across a 30-year retirement and which three categories consistently catch Australians off guard.
Best Ways to Generate Passive Income in Retirement in Australia (2026)
What actually generates passive income in retirement in Australia? Super, dividends, interest, rental income and the Age Pension,how each works and what to watch.
Should I Pay Off My Mortgage or Put Money in Super?
One of the most common questions Australians in their 50s bring to a financial planner. The spreadsheet often says super wins on tax. But the Age Pension interaction, the access question, and the emotional reality of carrying debt into retirement all matter too. Here’s how to actually think it through.
TelstraSuper Direct Access Closure: What It Was and What Happens Next
TelstraSuper’s Direct Access investment option closed in January 2026 as part of the fund’s merger with Aware Super. If you were a Direct Access member, your shares and ETFs have been sold and your proceeds reinvested. Here is the full story of what Direct Access was, why it closed, what it meant for members, and what comes next.
Which Superannuation Has the Highest Return in Australia
It’s one of the most searched super questions in Australia,
Is Superannuation the Same as Pension? Key Differences Explained
Is superannuation the same as pension? Learn the key differences between super, account-based pensions, and the government Age Pension in Australia.
What Non-Financial Issues Should I Consider in Retirement? (Housing, Lifestyle, Mental Health)
What non-financial issues should I consider in retirement? Learn how housing, lifestyle, relationships, and mental health affect your quality of life after work.
How to Estimate How Long My Retirement Savings Will Last (2026 Guide)
How to estimate how long my retirement savings will last? Learn how to calculate it, what factors affect it, and smart strategies to make your super last longer.
What Is the Transition to Retirement (TTR) Strategy? (2026 Explained)
What is the transition to retirement (TTR) strategy? Learn how to access your super while still working, reduce tax, and ease into retirement with confidence.
What Is the Current Superannuation Guarantee Rate?
What is the current superannuation guarantee rate? Learn Australia’s 2025 SG rate (11.5%), upcoming 12% increase, and what it means for your retirement savings.
How Much Super Can I Have and Still Get the Full Age Pension in 2026?
How much superannuation can I have and still get a pension? Learn the 2025 Age Pension asset limits, income rules, and how to plan your super for maximum benefits.
TelstraSuper Direct Access Closure: What It Was and What Happens Next
TelstraSuper’s Direct Access investment option closed in January 2026 as part of the fund’s merger with Aware Super. If you were a Direct Access member, your shares and ETFs have been sold and your proceeds reinvested. Here is the full story of what Direct Access was, why it closed, what it meant for members, and what comes next.
Which Superannuation Has the Highest Return in Australia
It’s one of the most searched super questions in Australia,
Do I Need a Financial Adviser for Retirement in Australia?
A retirement planner in Australia does what no calculator can. Calculators give you a projection based on standard assumptions. A retirement planner builds a strategy around your actual life, your super, your Age Pension entitlement, and the decisions you haven’t thought to question yet. We break down what they cover, what it costs, and how to find the right one if you’re over 50.
How Much Income Do You Need to Retire in Australia?
Most people approaching retirement share the same quiet worry: they don’t really know what their income will look like once the pay cheques stop.
The good news is it’s fixable. Your retirement income comes down to three things: what your super can realistically pay you, whether you qualify for any Age Pension support, and how long the money needs to last. We break down the current numbers, the key variables, and how to build a starting estimate you can actually work with.
Superannuation vs Pension: What’s the Difference in Australia?
Superannuation and the pension are not the same thing, but most Australians will use both in retirement. We explain the three types of “pension” in Australia, how the Age Pension means test works, and how to structure your super and pension income so you get the most out of both.
Best Age to Retire in Australia (2026 Guide)
The best age to retire in Australia depends on your
War, Debt & Quiet ESGs: What July Means for Your Money
Whether you snapped up something tax-deductible or just quietly let the chaos pass, consider this your cue to exhale.Now that the dust has settled, here’s your July update with things that actually may make a difference to your financial future — starting with WAR
Super Funds, Rate Cuts & What May Meant for Your Money
Not to alarm you, but we just lived through one of the most chaotic pre-election Aprils in recent memory — and most Australians barely noticed.
Politics, Portfolios, and Practical Tips: Your April Recap
Not to alarm you, but we just lived through one of the most chaotic pre-election Aprils in recent memory — and most Australians barely noticed.
ASX Dips, Trade Wars Heat Up & Why Aussie Investors Shouldn’t Panic
You know we like to stay ahead of trends—in markets
Wealthlab February Newsletter: AI, Stockbrokers & The Great Investment Storytelling Machine
Stockbrokers Can’t Beat the Market. AI Won’t Either—But It’ll Sound
2025 Is Here—Let’s Talk Money, Trump Coins & Financial Reality
Welcome to 2025! New year, same goal—helping you stay on
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