Category: Retirement Information
Expert insights, practical strategies, and market updates to help you make informed financial decisions for your future.
New SMSF loans for residential property are banned from 10 August 2026, the price of a Labor-Greens deal on the budget tax package. Existing arrangements are grandfathered, commercial property borrowing is untouched, and Scott and Phil’s read of the ATO data shows the market impact is close to nil.
A YouTube channel sent in by a client looked like genuine financial guidance from a retired accountant. It was entirely AI-generated. Here’s how to spot AI financial advice, what ASIC says about it, and how to check whether the person giving you guidance is real and licensed.
Three big SMSF rule changes hit Australians in 2026, including the residential property borrowing ban. Here’s what changed, who’s affected, and what to do.
ASIC just secured a record $300 million Federal Court penalty over CFD trading misconduct. Here’s what CFDs actually are, why 95 to 99 per cent of retail traders lose money, and how to protect yourself and your family.
Are Australian property prices falling in 2026? The short answer is no, in most of the country. Here’s what the actual data shows, why the doom-and-gloom headlines are misleading, and what the slowdown means if you own property near retirement.
A $30,000 super contribution that beat an $81,000 one. The Rule of 72. The Aussie super advantage. This is compounding explained properly, with the maths most Australians have never sat with long enough to feel.
Top savings rates are now 5.90% intro and 5.35% ongoing. Here’s what’s on offer, what the bonus traps are, and how cash fits in a retirement portfolio.
The average default super life insurance payout is $142K. Adviser-arranged cover pays an average $547K. Here’s what your super insurance actually does (and doesn’t).
SMSFs now hold over $1 trillion across 663,000+ funds. Here’s why millennials and Gen X are driving the boom, and the traps to avoid before you set one up.
What Are the Biggest Regrets in Retirement? Understand common retirement regrets around money, health, and lifestyle, and how to plan a better retirement in Australia.
Yes, you can retire early in Australia with low superhlab services lifestyle adjustments, and possibly a phased approach to retirement.
Is superannuation the same as pension? Learn the key differences between super, account-based pensions, and the government Age Pension in Australia.
Are Australian property prices falling in 2026? The short answer is no, in most of the country. Here’s what the actual data shows, why the doom-and-gloom headlines are misleading, and what the slowdown means if you own property near retirement.
A $30,000 super contribution that beat an $81,000 one. The Rule of 72. The Aussie super advantage. This is compounding explained properly, with the maths most Australians have never sat with long enough to feel.
The best performing super fund isn’t always the right one for you. A Melbourne adviser explains the 2026 rankings and the trap catching late-50s clients.
A lot of confusion in retirement planning comes from conflating these two ages. They are separate rules, set by different parts of government, and they don’t move together.
Being single in Australia costs more than most realise. We break down the singles tax, the retirement gap, and what solo Aussies can do about it.
Top savings rates are now 5.90% intro and 5.35% ongoing. Here’s what’s on offer, what the bonus traps are, and how cash fits in a retirement portfolio.
At Wealthlab, we tested what happens when finance meets code drafting a practical money book through live iteration, just like developers push updates. The result? Smarter workflows, faster insights, and a reminder that comparing supers still needs real analysis, not free tools.
This month’s newsletter is a trip down memory lane. We’ve dug out some old photos and reflecting on what we’ve picked up along the way.
Whether you snapped up something tax-deductible or just quietly let the chaos pass, consider this your cue to exhale.Now that the dust has settled, here’s your July update with things that actually may make a difference to your financial future — starting with WAR
Not to alarm you, but we just lived through one of the most chaotic pre-election Aprils in recent memory — and most Australians barely noticed.
Not to alarm you, but we just lived through one of the most chaotic pre-election Aprils in recent memory — and most Australians barely noticed.
You know we like to stay ahead of trends—in markets
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6 quick questions about your retirement situation. Get an instant educational snapshot showing common strengths and gaps for Australians in a similar position.
